Buy Me a Coffee / Ko-fi / Tip Page Fee Calculator

A Tip Page Fee Calculator estimates your net earnings from creator support platforms after deducting payment processing fees. Enter your monthly supporter count and average tip amount to compare net revenue across Buy Me a Coffee, Ko-fi, PayPal.Me, Venmo, and Cash App side by side.

Venmo business profiles have the lowest processing rate at 1.9% + $0.10 per transaction. Cash App charges a flat 2.75% with no fixed fee - making it best for very small tips. Buy Me a Coffee and Ko-fi charge 2.9% + $0.30 (Stripe), and PayPal charges 2.99% + $0.49 for Goods & Services. The best platform depends on your average tip amount and monthly volume.

Both platforms rely on optional supporter-paid contributions to cover their costs. On Buy Me a Coffee, supporters can add a 5% "extras" fee to their payment. On Ko-fi, supporters can leave an optional contribution to cover processing fees. Both platforms also offer premium membership plans with additional features for creators.

Goods & Services (2.99% + $0.49) offers seller protection and is appropriate for business transactions, tips, and digital goods. Friends & Family transfers are free but offer no protection - they should only be used with people you know personally. For creator tip pages, Goods & Services is the appropriate category.

The effective fee rate is higher for smaller tips because of the fixed per-transaction fee. For a $3 tip on Buy Me a Coffee, the effective fee is about 12.9% ($0.387). For a $15 tip on the same platform, the effective fee drops to about 4.9% ($0.735). Larger tips always have a lower effective fee rate.

Yes! Many creators link to multiple platforms to give their audience choices. You can use this calculator to compare net earnings across platforms for your specific supporter count and decide which one(s) to feature on your tip page.

Yes, 100% free with no signup, no account, and no usage limits. Calculate your tip page revenue as many times as you need. All calculations run locally in your browser - no data is sent to any server.

None of the five platforms charge monthly fees for basic tip/donation receiving. Buy Me a Coffee offers a premium Membership feature for recurring subscriptions with additional features. Venmo business accounts are free to set up. Cash App business accounts have no monthly fee. Always check the platform's current pricing page for the latest fee information.